So I heard Bank of Ghana (BOG) has proposed a bill to parliament that seeks to address the information asymmetry problem that Ghanaian financial institutions face; Specifically, BoG, upon approval, would set up a central credit bureau that would, among other things, supply lenders information on the credit-worthiness of borrowers. At long last, Ghana gets their problem-solving technique right.
I find the dumb's guy approach to solving exam questions, surprisingly, to be very brilliant and efficient: What else could supercede the strategy of tackling what is solvable first and then attempting the complicated ones afterwards.
For some reason, African leaders do the reverse: They rather attempt the harder and ignore the easier ones. Unfortunately, solutions to these basic problems are ingredients for further success.

Proverb 6:6- Go to the Ant, O sluggard; consider her ways, and be wise.
Gyasi K Dapaa